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Compare UK pet insurers

See how 24 UK pet insurers differ on the things that can matter when you claim.

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Showing 24 of 24 insurers

What can change each year

Also called renewals

See what insurers publish about renewing cover, ongoing conditions and annual policy changes. This does not predict your own renewal price.

Listed A–Z. We do not rank this question, because what insurers publish here is wording and bands rather than one comparable figure. No recommendations.

  • Admiral

    Vet-fee limits reset
    Resets at renewal
    Claims affect the price
    Varies by plan
    Age affects the price
    Varies by plan

    Official wording

  • Agria

    Vet-fee limits reset
    Resets at renewal
    Claims affect the price
    Insurer says no
    Age affects the price
    Varies by plan

    Official wording

  • Animal Friends

    Vet-fee limits reset
    Not clearly stated
    Claims affect the price
    Varies by plan
    Age affects the price
    Insurer says yes

    Official wording

  • Argos

    Vet-fee limits reset
    Not clearly stated
    Claims affect the price
    Varies by plan
    Age affects the price
    Varies by plan

    Official wording

  • Co-op

    Vet-fee limits reset
    Not clearly stated
    Claims affect the price
    Varies by plan
    Age affects the price
    Varies by plan

    Official wording

  • Direct Line

    Vet-fee limits reset
    Not clearly stated
    Claims affect the price
    Varies by plan
    Age affects the price
    Varies by plan

    Official wording

  • John Lewis Pet Insurance

    Vet-fee limits reset
    Resets at renewal
    Claims affect the price
    Varies by plan
    Age affects the price
    Varies by plan

    Official wording

  • LV=

    Vet-fee limits reset
    Resets at renewal
    Claims affect the price
    Varies by plan
    Age affects the price
    Varies by plan

    Official wording

  • ManyPets

    Vet-fee limits reset
    Not clearly stated
    Claims affect the price
    Varies by plan
    Age affects the price
    Insurer says yes

    Official wording

  • More Than

    Vet-fee limits reset
    Not clearly stated
    Claims affect the price
    Varies by plan
    Age affects the price
    Varies by plan

    Official wording

  • Napo

    Vet-fee limits reset
    Not clearly stated
    Claims affect the price
    Varies by plan
    Age affects the price
    Varies by plan

    Official wording

  • PDSA

    Vet-fee limits reset
    Resets at renewal
    Claims affect the price
    Varies by plan
    Age affects the price
    Varies by plan

    Official wording

  • Perfect Pet Insurance

    Vet-fee limits reset
    Not clearly stated
    Claims affect the price
    Varies by plan
    Age affects the price
    Varies by plan

    Official wording

  • Pet Protect

    Vet-fee limits reset
    Resets at renewal
    Claims affect the price
    Varies by plan
    Age affects the price
    Varies by plan

    Official wording

  • Petplan

    Vet-fee limits reset
    Not clearly stated
    Claims affect the price
    Insurer says yes
    Age affects the price
    Varies by plan

    Official wording

  • Post Office

    Vet-fee limits reset
    Resets at renewal
    Claims affect the price
    Varies by plan
    Age affects the price
    Varies by plan

    Official wording

  • Purely Pets

    Vet-fee limits reset
    Resets at renewal
    Claims affect the price
    Varies by plan
    Age affects the price
    Varies by plan

    Official wording

  • Royal Kennel Club

    Vet-fee limits reset
    Resets at renewal
    Claims affect the price
    Varies by plan
    Age affects the price
    Insurer says yes

    Official wording

  • RSPCA

    Vet-fee limits reset
    Not clearly stated
    Claims affect the price
    Varies by plan
    Age affects the price
    Varies by plan

    Official wording

  • Sainsbury’s Pet Insurance

    Vet-fee limits reset
    Resets at renewal
    Claims affect the price
    Varies by plan
    Age affects the price
    Varies by plan

    Official wording

  • Scratch & Patch

    Vet-fee limits reset
    Resets at renewal
    Claims affect the price
    Varies by plan
    Age affects the price
    Varies by plan

    Official wording

  • Tesco Pet Insurance

    Vet-fee limits reset
    Resets at renewal
    Claims affect the price
    Insurer says yes
    Age affects the price
    Varies by plan

    Official wording

  • The Insurance Emporium

    Vet-fee limits reset
    Resets at renewal
    Claims affect the price
    Varies by plan
    Age affects the price
    Varies by plan

    Official wording

  • Waggel

    Vet-fee limits reset
    Not clearly stated
    Claims affect the price
    Varies by plan
    Age affects the price
    Varies by plan

    Official wording

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