ClearPetCover

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Compare UK pet insurers

See how 24 UK pet insurers differ on the things that can matter when you claim.

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We’ll put the most useful comparisons first.

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Showing 24 of 24 insurers

Other useful policy features

Also called provider features

Compare useful policy and service features insurers clearly publish. Listing more features does not make an insurer better, and we make no claim about how well any feature works.

Listed A–Z. We do not rank this question, because what insurers publish here is wording and bands rather than one comparable figure. No recommendations.

  • Admiral

    Pay your vet directly
    Not clearly stated
    Claim online
    Described in official information
    Vet advice service
    Described in official information

    Other features: Multi-pet options

    Official wording

  • Agria

    Pay your vet directly
    Not clearly stated
    Claim online
    Described in official information
    Vet advice service
    Described in official information

    Other features: Multi-pet options · Overseas cover

    Official wording

  • Animal Friends

    Pay your vet directly
    Described in official information
    Claim online
    Described in official information
    Vet advice service
    Described in official information

    Other features: Complementary therapies

    Official wording

  • Argos

    Pay your vet directly
    Not clearly stated
    Claim online
    Described in official information
    Vet advice service
    Described in official information

    Other features: Multi-pet options

    Official wording

  • Co-op

    Pay your vet directly
    Not clearly stated
    Claim online
    Not clearly stated
    Vet advice service
    Described in official information

    Other features: Complementary therapies · Bereavement support

    Official wording

  • Direct Line

    Pay your vet directly
    Not clearly stated
    Claim online
    Described in official information
    Vet advice service
    Described in official information

    Official wording

  • John Lewis Pet Insurance

    Main position
    Notable features include current Pinnacle underwriting for PETJL policies, legacy RSA-serviced cohorts for older customers, digital support routes for claims and renewals, lifetime cover messaging, and portal access for current policy documents.
    Claim online
    Not clearly stated
    Vet advice service
    Not clearly stated

    Official wording

  • LV=

    Pay your vet directly
    Not clearly stated
    Claim online
    Not clearly stated
    Vet advice service
    Described in official information

    Other features: Multi-pet options · Complementary therapies

    Official wording

  • ManyPets

    Pay your vet directly
    Not clearly stated
    Claim online
    Described in official information
    Vet advice service
    Described in official information

    Official wording

  • More Than

    Pay your vet directly
    Not clearly stated
    Claim online
    Described in official information
    Vet advice service
    Described in official information

    Other features: Multi-pet options

    Official wording

  • Napo

    Pay your vet directly
    Not clearly stated
    Claim online
    Described in official information
    Vet advice service
    Described in official information

    Other features: Multi-pet options

    Official wording

  • PDSA

    Pay your vet directly
    Described in official information
    Claim online
    Described in official information
    Vet advice service
    Described in official information

    Other features: Multi-pet options · Overseas cover

    Official wording

  • Perfect Pet Insurance

    Pay your vet directly
    Not clearly stated
    Claim online
    Not clearly stated
    Vet advice service
    Described in official information

    Other features: Multi-pet options

    Official wording

  • Pet Protect

    Pay your vet directly
    Described in official information
    Claim online
    Described in official information
    Vet advice service
    Not clearly stated

    Other features: Overseas cover · Complementary therapies

    Official wording

  • Petplan

    Pay your vet directly
    Not clearly stated
    Claim online
    Described in official information
    Vet advice service
    Described in official information

    Official wording

  • Post Office

    Pay your vet directly
    Described in official information
    Claim online
    Described in official information
    Vet advice service
    Not clearly stated

    Other features: Multi-pet options · Overseas cover

    Official wording

  • Purely Pets

    Pay your vet directly
    Described in official information
    Claim online
    Described in official information
    Vet advice service
    Described in official information

    Other features: Complementary therapies · Bereavement support

    Official wording

  • Royal Kennel Club

    Pay your vet directly
    Described in official information
    Claim online
    Described in official information
    Vet advice service
    Described in official information

    Other features: Multi-pet options · Overseas cover

    Official wording

  • RSPCA

    Pay your vet directly
    Described in official information
    Claim online
    Described in official information
    Vet advice service
    Not clearly stated

    Other features: Multi-pet options · Overseas cover

    Official wording

  • Sainsbury’s Pet Insurance

    Pay your vet directly
    Described in official information
    Claim online
    Described in official information
    Vet advice service
    Described in official information

    Other features: Multi-pet options · Bereavement support

    Official wording

  • Scratch & Patch

    Pay your vet directly
    Not clearly stated
    Claim online
    Described in official information
    Vet advice service
    Described in official information

    Other features: Multi-pet options

    Official wording

  • Tesco Pet Insurance

    Pay your vet directly
    Described in official information
    Claim online
    Described in official information
    Vet advice service
    Not clearly stated

    Official wording

  • The Insurance Emporium

    Main position
    Multi-pet options
    Claim online
    Not clearly stated
    Vet advice service
    Not clearly stated

    Official wording

  • Waggel

    Pay your vet directly
    Not clearly stated
    Claim online
    Not clearly stated
    Vet advice service
    Described in official information

    Official wording

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