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Compare UK pet insurers

See how 24 UK pet insurers differ on the things that can matter when you claim.

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Showing 24 of 24 insurers

The share of the bill you pay

Also called co-payment

Some policies ask you to pay a percentage of each claim, often as your pet gets older.

Listed A–Z. We do not rank this question, because what insurers publish here is wording and bands rather than one comparable figure. No recommendations.

  • Admiral

    Share you pay
    None (0%)
    When it starts
    Not clearly stated

    Also published: Varies by plan

    Official wording

  • Agria

    Share you pay
    10%
    When it starts
    Not clearly stated

    Also published: Varies by plan

    Official wording

  • Animal Friends

    Share you pay
    20%
    When it starts
    Not clearly stated

    Also published: Varies by plan

    Official wording

  • Argos

    Main position
    Varies by plan
    When it starts
    Not clearly stated

    Official wording

  • Co-op

    Share you pay
    20%
    When it starts
    Not clearly stated

    Also published: Varies by plan

    Official wording

  • Direct Line

    Share you pay
    None
    When it starts
    Not clearly stated

    Also published: Varies by plan

    Official wording

  • John Lewis Pet Insurance

    Share you pay
    None
    When it starts
    Not clearly stated

    Also published: Varies by plan

    Official wording

  • LV=

    Share you pay
    20%
    When it starts
    Not clearly stated

    Also published: Varies by plan

    Official wording

  • ManyPets

    Share you pay
    10%
    When it starts
    Not clearly stated

    Also published: Varies by plan

    Official wording

  • More Than

    Main position
    Varies by plan
    When it starts
    Not clearly stated

    Official wording

  • Napo

    Share you pay
    20%
    When it starts
    From 9 years old

    Also published: Varies by plan

    Official wording

  • PDSA

    Share you pay
    20%
    When it starts
    Not clearly stated

    Also published: Varies by plan

    Official wording

  • Perfect Pet Insurance

    Share you pay
    15%
    When it starts
    Not clearly stated

    Also published: Varies by plan

    Official wording

  • Pet Protect

    Share you pay
    20%
    When it starts
    Not clearly stated

    Also published: Varies by plan

    Official wording

  • Petplan

    Main position
    Varies by plan
    When it starts
    Not clearly stated

    Official wording

  • Post Office

    Main position
    Varies by plan
    When it starts
    Not clearly stated

    Official wording

  • Purely Pets

    Share you pay
    20%
    When it starts
    Not clearly stated

    Also published: Varies by plan

    Official wording

  • Royal Kennel Club

    Share you pay
    10%
    When it starts
    Not clearly stated

    Also published: Varies by plan

    Official wording

  • RSPCA

    Share you pay
    25%
    When it starts
    Not clearly stated

    Also published: Varies by plan

    Official wording

  • Sainsbury’s Pet Insurance

    Main position
    Varies by plan
    When it starts
    Not clearly stated

    Official wording

  • Scratch & Patch

    Share you pay
    None (0%)
    When it starts
    Not clearly stated

    Also published: Varies by plan

    Official wording

  • Tesco Pet Insurance

    Share you pay
    20%
    When it starts
    From 8 years old

    Also published: Varies by plan

    Official wording

  • The Insurance Emporium

    Main position
    Varies by plan
    When it starts
    Not clearly stated

    Official wording

  • Waggel

    Main position
    Varies by plan
    When it starts
    Not clearly stated

    Official wording

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