Compare UK pet insurers
See how 24 UK pet insurers differ on the things that can matter when you claim.
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Showing 24 of 24 insurers
Help for behaviour problems
Also called behavioural treatment
Compare published cover for behavioural problems, referral rules and treatment limits. Where an insurer does not clearly publish a position, that does not mean behavioural treatment is excluded.
Listed A–Z. We do not rank this question, because what insurers publish here is wording and bands rather than one comparable figure. No recommendations.

Admiral
- Behavioural treatment
- Covered
- Treatment limit
- Up to £2,000
- Vet referral
- Not clearly stated
Also published: Varies by plan
Official wording
AdmiralCoveredUp to £2,000Not clearly statedAlso published: Varies by plan
Official wording

Agria
- Behavioural treatment
- Covered
- Treatment limit
- Up to £750
- Vet referral
- Not clearly stated
Also published: Varies by plan
Official wording
AgriaCoveredUp to £750Not clearly statedAlso published: Varies by plan
Official wording

Animal Friends
- Behavioural treatment
- Covered
- Treatment limit
- Up to £18,000
- Vet referral
- Not clearly stated
Also published: Varies by plan
Official wording
Animal FriendsCoveredUp to £18,000Not clearly statedAlso published: Varies by plan
Official wording

Argos
- Behavioural treatment
- Varies by plan
- Treatment limit
- Not clearly stated
- Vet referral
- Not clearly stated
Official wording
ArgosVaries by planNot clearly statedNot clearly statedOfficial wording

Co-op
- Behavioural treatment
- Covered
- Treatment limit
- Up to £1,500
- Vet referral
- Not clearly stated
Also published: Varies by plan
Official wording
Co-opCoveredUp to £1,500Not clearly statedAlso published: Varies by plan
Official wording

Direct Line
- Behavioural treatment
- Not covered
- Treatment limit
- Not clearly stated
- Vet referral
- Not clearly stated
Also published: Varies by plan
Official wording
Direct LineNot coveredNot clearly statedNot clearly statedAlso published: Varies by plan
Official wording

John Lewis Pet Insurance
- Behavioural treatment
- Varies by plan
- Treatment limit
- Not clearly stated
- Vet referral
- Not clearly stated
Official wording
John Lewis Pet InsuranceVaries by planNot clearly statedNot clearly statedOfficial wording

LV=
- Behavioural treatment
- Varies by plan
- Treatment limit
- Not clearly stated
- Vet referral
- Not clearly stated
Official wording
LV=Varies by planNot clearly statedNot clearly statedOfficial wording

ManyPets
- Behavioural treatment
- Varies by plan
- Treatment limit
- Not clearly stated
- Vet referral
- Not clearly stated
Official wording
ManyPetsVaries by planNot clearly statedNot clearly statedOfficial wording

More Than
- Behavioural treatment
- Not covered
- Treatment limit
- Up to £1,000
- Vet referral
- Not clearly stated
Also published: Varies by plan
Official wording
More ThanNot coveredUp to £1,000Not clearly statedAlso published: Varies by plan
Official wording

Napo
- Behavioural treatment
- Varies by plan
- Treatment limit
- Not clearly stated
- Vet referral
- Not clearly stated
Official wording
NapoVaries by planNot clearly statedNot clearly statedOfficial wording

PDSA
- Behavioural treatment
- Varies by plan
- Treatment limit
- Not clearly stated
- Vet referral
- Not clearly stated
Official wording
PDSAVaries by planNot clearly statedNot clearly statedOfficial wording

Perfect Pet Insurance
- Behavioural treatment
- Not covered
- Treatment limit
- Not clearly stated
- Vet referral
- Not clearly stated
Also published: Varies by plan
Official wording
Perfect Pet InsuranceNot coveredNot clearly statedNot clearly statedAlso published: Varies by plan
Official wording

Pet Protect
- Behavioural treatment
- Varies by plan
- Treatment limit
- Not clearly stated
- Vet referral
- Not clearly stated
Official wording
Pet ProtectVaries by planNot clearly statedNot clearly statedOfficial wording

Petplan
- Behavioural treatment
- Varies by plan
- Treatment limit
- Not clearly stated
- Vet referral
- Not clearly stated
Official wording
PetplanVaries by planNot clearly statedNot clearly statedOfficial wording

Post Office
- Behavioural treatment
- Varies by plan
- Treatment limit
- Not clearly stated
- Vet referral
- Not clearly stated
Official wording
Post OfficeVaries by planNot clearly statedNot clearly statedOfficial wording

Purely Pets
- Behavioural treatment
- Not covered
- Treatment limit
- Not clearly stated
- Vet referral
- Not clearly stated
Also published: Varies by plan
Official wording
Purely PetsNot coveredNot clearly statedNot clearly statedAlso published: Varies by plan
Official wording

Royal Kennel Club
- Behavioural treatment
- Covered
- Treatment limit
- Up to £750
- Vet referral
- Not clearly stated
Also published: Varies by plan
Official wording
Royal Kennel ClubCoveredUp to £750Not clearly statedAlso published: Varies by plan
Official wording

RSPCA
- Behavioural treatment
- Varies by plan
- Treatment limit
- Not clearly stated
- Vet referral
- Not clearly stated
Official wording
RSPCAVaries by planNot clearly statedNot clearly statedOfficial wording

Sainsbury’s Pet Insurance
- Behavioural treatment
- Covered
- Treatment limit
- Up to £10,000
- Vet referral
- Not clearly stated
Also published: Varies by plan
Official wording
Sainsbury’s Pet InsuranceCoveredUp to £10,000Not clearly statedAlso published: Varies by plan
Official wording

Scratch & Patch
- Behavioural treatment
- Covered
- Treatment limit
- Up to £500
- Vet referral
- Not clearly stated
Also published: Varies by plan
Official wording
Scratch & PatchCoveredUp to £500Not clearly statedAlso published: Varies by plan
Official wording

Tesco Pet Insurance
- Behavioural treatment
- Varies by plan
- Treatment limit
- Not clearly stated
- Vet referral
- Not clearly stated
Official wording
Tesco Pet InsuranceVaries by planNot clearly statedNot clearly statedOfficial wording

The Insurance Emporium
- Behavioural treatment
- Not covered
- Treatment limit
- Not clearly stated
- Vet referral
- Not clearly stated
Also published: Varies by plan
Official wording
The Insurance EmporiumNot coveredNot clearly statedNot clearly statedAlso published: Varies by plan
Official wording

Waggel
- Behavioural treatment
- Covered
- Treatment limit
- Up to £1,000
- Vet referral
- Not clearly stated
Also published: Varies by plan
Official wording
WaggelCoveredUp to £1,000Not clearly statedAlso published: Varies by plan
Official wording
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